About Us

Helping You Afford the Home of Your Dreams.

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Jeremy Williams

Licensed Loan Officer

Jeremy Williams started his work with Positive Lending out of his passion for helping customers in the Sacramento, CA area. He was born and raised in the Sacramento, CA, which is why he has worked to improve the living situation of so many members of the community. About a decade ago, Williams moved to the city of Sacramento to continue his education at Sacramento State.

Williams graduated from Sacramento State with a Bachelor’s in Business Administration. He focused his studies on Finance, which helps to explain why he has such a passion working on loans. After receiving his Bachelor’s degree, he continued to study, earning his Master’s in Business Administration, focusing on Entrepreneurship and Global Business.

After completing his education, Williams gained experience working in both the public and the private sector. He also put his entrepreneurship studies to good use, as he owned his own business. With such a diverse employment background, he decided to place a particular emphasis on providing the best possible customer service. Anyone who’s worked with Williams can testament to how much he cares about others.

Williams still lives in the Sacramento, CA area with his family. He chooses to be very active in his free time, as he is an avid fan of bike riding and weight lifting.

Values

Transparency

Transparency

At American Pacific Mortgage, we give it to you straight. With clear and responsible communication, we get right to the issue. We believe in delivering information that you need to know when you need to know it, and are willing to have difficult conversations. We have direct, clear, and concise communication, so you know that we are trustworthy.

Respect

Respect

We Are Respectful. We understand that what we are doing matters to you. We care about doing the right thing, and will always treat sensitive matters with sensitivity. Your time, your business, and your dream of homeownership is important to us. We are dependable and reliable.

Scrappy

Scrappy

Not many companies would choose “scrappy” as a corporate value, and that is one of the reasons American Pacific Mortgage stands above the competition. To us, scrappy means determined. Relentless. We are willing to fight for what is right, to proactively generate solutions, and to be constantly improving. We are fierce, lively, and tough: exactly what it takes to make sure we get your loan funded.

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We're With You Every Step of the Way

  • Deciding whether or not a home is right for you?

    If you are looking to buy your first home, you’ve come to the right place. Positive Lending specializes in helping first-time homebuyers. Not only do we provide excellent customer service, but we offer educational materials that can last a lifetime. We genuinely care about seeing first-time homebuyers succeed when buying a new home.

  • Already looking at homes to buy?

    If you are looking for homes for the first time, the process could be overwhelming. While you may want to jump into the process and start looking immediately, you should first talk to Positive Lending about your loan. Having an idea about the type of loan you’ll secure can help you with the home search.

  • Found a house and looking for options?

    If you’ve found your dream home, you need to make sure that you’ll be able to buy it without crippling yourself financially down the road. Positive Lending can work with you to get you the most favorable loan for your dream house. Being upfront with us will go a long way toward us being able to help you.

  • Looking to refinance your existing home?

    At Positive Lending, we don’t just focus on first-time homebuyers. We also offer refinancing options. After buying your first home, your financial status may become more favorable than your loan terms. There’s a good chance you’d be able to refinance your loan to decrease your interest rates and put more cash in your pocket.

Looking to Learn More About Home Loans?

Try Our Educational Resources

Understanding Appraisals

As you begin searching for your new home, you should have an understanding of how appraisals work. An appraisal determines how much a house is worth on the current market.

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How to Get A Loan

From the initial consultation to the time you close your loan, we’ll be providing you essential information every step of the way.

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Mortgage Checklist

When it comes time to secure your loan, you’ll need to provide a few things, including relevant financial and income documents, property documents, and personal documents.

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  • "Jeremy helped me and my husband refinance our home. I strongly recommend him with any and all of your finance inquiries. My husband and I had a great experience refinancing our home."
    Carmen G., Home Owner
  • "Jeremy was really great to work with! He was very responsive to all of my requests and made the entire loan process very easy to understand. I highly recommend Jeremy to anyone looking to buy or refinance."
    Melanie J., Homeowner
  • "Jeremy at American Pacific Mortgage went above and beyond to help my wife and I navigate the mortgage process when buying our new home. Your service was invaluable and we hope to work with you again if we ever purchase another home."
    Cacilie W., Home Owner

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