Discounts

Up to $895 in reduced lender fees through the Star program

Teachers

Police/Sheriff/CHP

Firefighters/First Responders

Correctional Officers

Up to $750 lender credit with a branch special program

California State Workers

UC Davis Employees

UC Irvine Employees

Dentists and Dental Assistants

Appraisal A Different Way

When you are in contract on a home you’ll be required to order an appraisal. Most lenders require you to pay these costs upfront and out of pocket. If for some reason the home comes in short on value and you fall out of contract you’ll be out the appraisal fee which typically runs $500+. We take a different approach. When you do your loan with us, we bill your first appraisal directly to our branch. You are only charged for the appraisal at closing when you have the peace of mind that your loan is closing.

Fully Underwritten Pre-Approvals

Have the strongest offer possible. In today’s hot market it can be hard to get your offer accepted. With a little bit of extra work we can get your loan looked at by underwriting prior to going into contract on a home. This can be seen as a much stronger offer. This can also mean that your typical time to close can be cut down and you won’t have to wait as long to move into your new home.

Consultations That Work For You

We will typically have you come in to our office for your consultation so we can obtain copies of documentation and print out specific forms we may need signed. Although this is the ideal scenario we understand that not everyone’s schedule is flexible. In this case we will make every effort possible to schedule you before or after standard business hours and/or travel to you for our initial consultation.

  • "Jeremy helped me and my husband refinance our home. I strongly recommend him with any and all of your finance inquiries. My husband and I had a great experience refinancing our home."
    Carmen G., Home Owner
  • "Jeremy was really great to work with! He was very responsive to all of my requests and made the entire loan process very easy to understand. I highly recommend Jeremy to anyone looking to buy or refinance."
    Melanie J., Homeowner
  • "Jeremy at American Pacific Mortgage went above and beyond to help my wife and I navigate the mortgage process when buying our new home. Your service was invaluable and we hope to work with you again if we ever purchase another home."
    Cacilie W., Home Owner

Call Now to Get Started

Call 855-440-LOAN

Get a Free Consultation

Schedule Consultation