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How It Works

Positive Lending can help with your next home loan in Sacramento, CA. We'll work with you every step of the way, start to finish.

Our Three-Step Process Makes It Easy to Find the Right Home Loan for You

Free Consultation

If you’re looking to move to the Sacramento, CA area, be sure to contact Positive Lending. There’s no risk to doing so, as the consultation is free. When shopping for a new home loan, it makes sense to consider all your options. We work with you to come up with multiple loan options that meet your criteria. Our experienced mortgage consultants will get to know you and what you’re looking to get out of your loan. Our free consultations take place on site in our Sacramento, CA offices or over the phone, whichever is more convenient for you. We strive to give you the ultimate home loan experience.

Get Pre-Approved

We consider every variable of your application and will do our best to come up with a loan option that meets every piece of your criteria. After sorting through your criteria and information, we begin working to pre-approve your new mortgage loan. At Positive Lending, we are direct lenders, meaning we can provide you a mortgage loan directly. This means that we can pre-approve you for a loan quickly. Once we’ve pre-approved you for a loan, you can begin searching for your dream home. When searching for your home, be sure to have your pre-approval letter with you to ensure you’re a good match for the new house.

Find Your New Home

Once you find your dream home, we'll help close your loan in as little as 20 days.* Positive Lending is an excellent choice whether you're a first-time home buyer, making a new property investment, or building the home of your dreams. We'll find a program perfect for you. After we’ve approved your loan, you’ll be able to sign the closing documents, and we’ll fund your loan, making you a new homeowner.

Looking to Learn More About Home Loans?

Try Our Educational Resources

Understanding Credit Scores

Your credit score is one of the most critical factors that go into determining the type of loan you secure.

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Understanding Home Equity

The appraisal value of your home plus the total amount of claims against your home goes into compiling your home equity.

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Mortgage Calculator

Numerous factors go into your mortgage, including the price of your home, your down payment, and the type of loan program you prefer.

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  • "Jeremy helped me and my husband refinance our home. I strongly recommend him with any and all of your finance inquiries. My husband and I had a great experience refinancing our home."
    Carmen G., Home Owner
  • "Jeremy was really great to work with! He was very responsive to all of my requests and made the entire loan process very easy to understand. I highly recommend Jeremy to anyone looking to buy or refinance."
    Melanie J., Homeowner
  • "Jeremy at American Pacific Mortgage went above and beyond to help my wife and I navigate the mortgage process when buying our new home. Your service was invaluable and we hope to work with you again if we ever purchase another home."
    Cacilie W., Home Owner

Call Now to Get Started

Call 855-440-LOAN

Get a Free Consultation

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