How It Works
Positive Lending can help with your next home loan in Sacramento, CA. We'll work with you every step of the way, start to finish.
Our Three-Step Process Makes It Easy to Find the Right Home Loan for You
If you’re looking to move to the Sacramento, CA area, be sure to contact Positive Lending. There’s no risk to doing so, as the consultation is free. When shopping for a new home loan, it makes sense to consider all your options. We work with you to come up with multiple loan options that meet your criteria. Our experienced mortgage consultants will get to know you and what you’re looking to get out of your loan. Our free consultations take place on site in our Sacramento, CA offices or over the phone, whichever is more convenient for you. We strive to give you the ultimate home loan experience.
We consider every variable of your application and will do our best to come up with a loan option that meets every piece of your criteria. After sorting through your criteria and information, we begin working to pre-approve your new mortgage loan. At Positive Lending, we are direct lenders, meaning we can provide you a mortgage loan directly. This means that we can pre-approve you for a loan quickly. Once we’ve pre-approved you for a loan, you can begin searching for your dream home. When searching for your home, be sure to have your pre-approval letter with you to ensure you’re a good match for the new house.
Find Your New Home
Once you find your dream home, we'll help close your loan in as little as 20 days.* Positive Lending is an excellent choice whether you're a first-time home buyer, making a new property investment, or building the home of your dreams. We'll find a program perfect for you. After we’ve approved your loan, you’ll be able to sign the closing documents, and we’ll fund your loan, making you a new homeowner.
Looking to Learn More About Home Loans?
Try Our Educational Resources
Understanding Credit Scores
Your credit score is one of the most critical factors that go into determining the type of loan you secure.Learn More
Understanding Home Equity
The appraisal value of your home plus the total amount of claims against your home goes into compiling your home equity.Learn More
Numerous factors go into your mortgage, including the price of your home, your down payment, and the type of loan program you prefer.Learn More