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Loan Options

FHA Loans

A mortgage that is insured by the Federal Housing Administration (FHA). FHA loans allow for down payments as low as 3.5% and lower credit scores than most conventional loans.

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VA Loans

Loans for veterans, service members or surviving spouses. With qualifying income and credit, you can buy a primary residence with no money down.

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First-Time Homebuyers

There are many first time home buyer programs available. Some offer down payment assistance. This assistance can be used towards your down payment and closing costs.

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Jumbo Loans

Loans areas that exceed the conventional conforming loan limits (ranging between $424,100-$636,150 depending on the area)

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USDA Loans

A loan to fund your small town dreams of rural home ownership, with lenient down, income and credit requirements.

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Reverse Mortgage

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Specialty Loan Programs

Interested in other types of loans? Reverse Mortgage, Interest Only, Renovation, HELOC…

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Looking for a Real Estate Agent?

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  • "Jeremy helped me and my husband refinance our home. I strongly recommend him with any and all of your finance inquiries. My husband and I had a great experience refinancing our home."
    Carmen G., Home Owner
  • "Jeremy was really great to work with! He was very responsive to all of my requests and made the entire loan process very easy to understand. I highly recommend Jeremy to anyone looking to buy or refinance."
    Melanie J., Homeowner
  • "Jeremy at American Pacific Mortgage went above and beyond to help my wife and I navigate the mortgage process when buying our new home. Your service was invaluable and we hope to work with you again if we ever purchase another home."
    Cacilie W., Home Owner

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