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Jumbo Loans, Sacramento, CA

Big dreams mean big loans, and a Jumbo Loan can get you there.

When the home of your dreams is in an extremely desirable higher priced Sacramento, CA real estate market, or your growing family demands a larger home, one of our Jumbo loans may be right for you.

Jumbo loans are also considered non-conforming loans because they exceed the conforming loan limit of $417,000 to $484,450. Some counties may vary in conforming loan limits, we will help you decide if your loan amount fits into the limits, or if a Jumbo loan is the right option for you.

What You Need to Know

  • Jumbo loans are available in a variety of fixed and adjustable rate terms
  • Jumbo Loans tend to have higher down payment and cash reserve requirements
  • For loans above the conforming loan limit up to $3 million

We can help you determine if your loan amount falls outside of the conforming limits. While piggyback second mortgages and larger down payments could bring your loan amount down to conforming limits, you may choose to utilize a Jumbo loan instead. We will help you understand your options so you can decide if a Jumbo loan will best fit your needs.

  • "Jeremy helped me and my husband refinance our home. I strongly recommend him with any and all of your finance inquiries. My husband and I had a great experience refinancing our home."
    Carmen G., Home Owner
  • "Jeremy was really great to work with! He was very responsive to all of my requests and made the entire loan process very easy to understand. I highly recommend Jeremy to anyone looking to buy or refinance."
    Melanie J., Homeowner
  • "Jeremy at Professional Mortgage Associates went above and beyond to help my wife and I navigate the mortgage process when buying our new home. Your service was invaluable and we hope to work with you again if we ever purchase another home."
    Cacilie W., Home Owner

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